Payments, Built for Businesses. No Bull.

The fastest, lowest-cost peer-to-peer payment network for hard-working professionals. Send money, track jobs, and keep more of your hard-earned revenue.

Traditional Payments Are Broken

The Traditional Way vs. The TORO Way

The Old Way

Waiting 3 to 5 business days for bank transfers to clear, losing up to 3.5% on credit card processing fees, and chasing down paper checks that take weeks to fund.

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The TORO WAY

Immediate digital settlement, seamless messaging, and transaction costs slashed by up to 90%.

Everything you need to
run your business in one app

Instant Funding & Settlement

Cash flow is the lifeblood of your business. With TORO, payments clear instantly so you can pay your crew, buy materials, and fund your next project without delay. Competitors charge 1.75% to send money to your bank account, while it is 0.00% at TORO.

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Hyper-Low Transaction Costs

Stop handing your profits over to major credit card conglomerates. TORO utilizes next-generation P2P architecture to offer the lowest fixed transaction rates around. At just 0.25% compared to credit card rates of 3.5% or more, you are saving over 90%.

TORO CRM-35

Smart Mapping

Know exactly where your revenue is coming from. Map your active clients, optimize your daily service routes, and manage your entire territory right from your dashboard.

Built-In Messaging &
Media Sharing

Keep your communication organized with Live Messaging, Live Chat, and Live Video integrated into TORO so you can keep your business and personal messages separate. Send invoices and share project photos directly inside the transaction timeline for flawless job tracking and proof of work.

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Quickbooks Integration

Effortlessly sync invoices and transactions from your TORO dashboard directly into QuickBooks, keeping your financial data seamlessly connected while saving you time and eliminating manual data entry.

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TORO CRM-37

Documentation Management

Easily manage invoices, contracts, change orders, permits, photos, and other important documents. Keeping files organized and linked to the appropriate client and project ensures easy access and better project management.

Tap, Send, Settled

Step 1

Download & Securely Link Your Account

Set up your business profile in less than two minutes with bank-grade encryption security.

Step 2

Send a Request or Invoice

Input the amount, select your client or subcontractor, attach a project photo or message, and hit send.

Step 3

Keep Your Profit

Your client pays instantly. Funds arrive securely in your wallet with minimal friction.

Bank-Grade Security. Bulletproof Protection.

Multi-Factor Authentication

Keeping your funds and identity entirely secure.

End-to-End Encryption

Your financial data is securely tokenized and never stored on vulnerable servers.

Built for the Field

Designed by industry veterans who have supported thousands of service businesses across the U.S. and Canada for over a decade.

Ready to Own Your Cash Flow?

Join the growing network of business professionals dropping high fees and switching to the TORO app.

Get Started Today

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